Alloy Wheel Insurance
How to keep your customers car looking like new?
Alloy Wheel Insurance
Protect yourself and your vehicle against unforeseen costs
Our Alloy Wheel Insurance will cover any accidental damage repair costs, giving you the ultimate peace of mind when it comes to the look of your vehicle’s Alloy Wheels.
Pristine Alloy Wheels without the cost of repair
Scraped the curb? It’s okay. We’ve got you. With our Alloy Wheel Insurance, you’re covered for up to £150 per claim, and up to 4 claims in each year of insurance – that`s 12 claims on a 3-year policy.
Start covering the cost of accidental damage repair today Get the Alloy Wheel Insurance that is right for you by choosing between 12-month, 24-month or 36-month Alloy Wheel Insurance.
Replacement Alloy Wheel - If the Alloy Wheel cannot be repaired, we will contribute up to £150 towards a replacement Alloy Wheel.
Recovery - A contribution of up to £35 towards recovery costs(only as part of a valid claim).
Instant Protection – You will be covered against accidental damage once the 30-day waiting period is over, once you have purchased our Alloy Wheel Insurance.
No Excess - There is No Excess on this policy if you should need to claim.
Diamond Cut & Polished - Cover is included for Diamond Cut & Polished Alloys, although we do not offer cover for “Split Rim” or “Chrome Effect” Alloy Wheels. Please note that it may be necessary for you to remove your Alloy Wheel(s) from your vehicle so that we can collect them and send them to a specialist repairer. This repair may take up to 10 working days.
Purchase Cover Anytime – Unlike other Alloy Wheel Insurers, you can purchase this policy at any time (not just within 30 days since you purchased the vehicle), and we do not need photographic evidence before your policy can start.
Please note – we also offer an Alloy Wheel Insurance, combined with Tyre Insurance – look for our Combined Wheel Product for details.
Example pricing for our Alloy Wheel Insurance.
Cover Length 12 Months 24 Months 36 Months
Alloy Claim Limit £150 £150 £150
Excess payable £Nil £Nil £Nil
What is covered?
If your Alloy Wheel suffers Accidental or malicious Damage, this insurance policy will cover the Repair or replacement up to £150 per claim and 4 claims per year of insurance.
What is not covered?
-
Vehicles which are used as an emergency vehicle, hire & reward, taxi, dispatch, courier, road racing, rallying, pace making, speed testing, or any other competitive event. We also cannot cover all makes of vehicle – see the excluded vehicle section for full details.
-
Any incident, damage, or event giving rise to a claim that occurred before the start date or outside the active period of this policy will not be covered.
-
Any claim relating to alloy wheels that were already damaged, corroded, cracked, or imperfect prior to the commencement of this policy will not be covered.
-
Any claim arising from the theft, attempted theft, or loss of alloy wheels, whether individually or as part of the vehicle, is not covered under this policy.
-
Alloy wheels with a split rim, chrome, or chrome-effect finish are not covered under this policy. Only standard painted, polished, or diamond-cut alloy finishes are eligible for cover.
-
Any claim that exceeds either the single claim limit or the total aggregate limit shown in your policy schedule will not be covered. Once these limits are reached, no further claims can be made under this policy.
-
Any incident or damage occurring, or claim made, within the first 30 days of the policy start date will not be covered. This exclusion does not apply if the vehicle was brand new and awaiting delivery at the time the policy began.
Eligibility
We aim to make Alloy Wheel Insurance available to as many people as possible, but there are some circumstances we can’t cover. We ask that you read this page carefully to make sure our policy is right for you.
To be eligible for cover:
The vehicle must be less than 7 years old when you purchase cover.
The vehicle will not be used for hire, reward, competition, or off-road use, and is not owned/leased by a person or business involved in carrying out repairs, sales or servicing of vehicles. For example, a Taxi, a Courier, a mechanic, a car salesman.
The vehicle's Alloy Wheels are free from damage when you purchase cover.
The vehicle is registered and kept principally in the UK.
The Alloy Wheels are manufacturer-fitted and supplied, not aftermarket, such as Wolfrace, OZ Racing, etc.
-
The following vehicles are EXCLUDED from cover: AC, Aixam, Alpine, Asia, Austin, Brabus, Bristol, Bugatti, Cadillac, Caterham, Chevrolet, Chrysler, Coleman Milne, Corvette, Cosworth, Daewoo, Daihatsu, Daimler, De Tomaso, DFSK, Dodge, Eagle, Farbio, FBS, FSO, Hummer, Invicta, Jensen, Koenigsegg, KTM, Lada, Lancia, LEVC, Ligier, LTI, Lynk & Co, MAHINDRA, Marcos, Marlin, Maybach, MIA, Microcar, Perodua, PGO, PRINDIVILLE, Proton, Reliant, Rover, Saab, San, SAO, Talbot, TD Cars, TVR, Westfield, Yugo or Light Commercial Vehicles (LCV) or vehicles over 3500kg.
Please see the Terms and Conditions for all vehicle eligibility criteria and exclusions.
-
This policy can be cancelled within the first 30 days for a full refund, less a £25 administration fee, provided no claims have been made. After 30 days, a pro-rata (per remaining full months of cover) refund, less a £25 administration fee, will be provided if no claims are made.
Main Benefits
Periods of 30 days, 12, 24 or 36 months.
Cover for "Standard", “Diamond Cut” and “Polished Wheels”.
Business Use cover included.
Underwritten by Acasta European Insurance Company Limited
10/12 months payment option (0% APR available with a subsidy).
Claim limit of £100 per claim or £200 per claim up to an aggregate limit of £1,000 or £2000.
No Policy Excess.
Transferable to a replacement vehicle that meets the eligibility criteria.
Significant benefits over our competitors products
Alloy Wheels replaced if they cannot be safely repaired.
Business Use covered.
Wider eligibility criteria than competitors.
Repair / replacement can be linked to Manufacturer / Dealer network.
Transferable to a replacement vehicle that meets the eligibility criteria.
We pay the repairer direct - no need to pay and then re-claim.
Available as Dealer Waiver or insurance.