Complete Wheel Insurance
Combined cover for repair costs to your Alloy Wheels or Tyres
Tyre Cover
Don’t let a puncture stop you in your tracks. Whether you have driven over a nail or made a new enemy (don’t worry, we’re not one to pry!), our Complete Wheel Insurance policy covers you for both accidental and malicious damage to your tyres.
Alloy Wheel cover
Scraped the curb? It’s okay. We’ve got you. With our Complete Wheel Insurance, you’re covered for up to £150 per claim, and up to 4 claims in each year of insurance – that`s 12 claims on a 3-year policy.
What is covered?
This policy will pay for the cost of repair or replacement resulting from accidental or malicious damage that has occurred to a Tyre fitted to the Insured Vehicle. Each repair will be carried out by our approved repairer, who will make all efforts to effect the repair to your satisfaction, and where more than one tyre has suffered damage, each repair will be classed as an individual claim under the policy
Additionally, if your Alloy Wheel suffers Accidental or malicious Damage, this insurance policy will cover the Repair or replacement of the Alloy Wheel, up to £150 per claim
The Aggregate Claim Limit is for up to 4 claims per year of insurance.
What is not covered
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Vehicles which are used as an emergency vehicle, hire & reward, taxi, dispatch, courier, road racing, rallying, pace making, speed testing, or any other competitive event. We also cannot cover all makes of vehicle – see the excluded vehicle section.
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We do not cover “Wear and Tear” (where the tyre or Alloy Wheel has reached the end of its normal effective working life), including any unevenly worn tyres caused by defective steering geometry or where the tyre is below the legal tread depth (2mm) at the time of the claim.
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We do not cover more than 4 claims in any 12 months.
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We do not cover any damage where the fault or damage occurred before the inception of this Complete Wheel Insurance policy.
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Our policy does not cover split rim or chrome effect alloys.
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Any claims more than the individual or aggregate claims limit stated in the schedule.
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Claims made or incidents occurring within the first 30 days of the policy, unless the vehicle was new and awaiting delivery before the inception of the policy.
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a) Damage caused by wear and tear, faulty manufacture, or design.
b) Damage caused by a road traffic accident or when your vehicle is written off.
c) Damage caused by improper use of the vehicle, tyre pressures, wheel alignment, defective steering, or suspension.
d) Tyres.
e) Claims not reported within 30 days of occurrence or for work carried out without prior authorisation from us.
f) Any liability to any other party.
Complete Wheel Insurance
Protect against tyre repair costs
Ease the pain of punctures and cover the cost of repair to your damaged tyres or any accidental damage repair costs, giving you the ultimate peace of mind when it comes to the look of your vehicle’s Alloy Wheels, with our Complete Wheel Insurance policy.
Going the extra mile for you
Buy our Complete Wheel Insurance policy and watch us go the extra mile for you, providing insurance to replace your tyres or repair your alloy wheels. Unlike other insurance, we also allow you to make a second claim on the same tyre or alloy wheel, should any problems occur.
Start covering the cost of accidental or malicious damage repairs today
Alloy Wheel cover - The cost of repair or replacement of your alloy wheel(s)which have sustained accidental or malicious damage.
Replacement Alloy Wheel - If your alloy wheel is not repairable, we will pay you a contribution towards the replacement of your alloy wheel of up to £150 per alloy wheel. If we contribute towards the replacement of your alloy wheel(s), each such contribution will count as two claims towards the claims limit.
Recovery - A contribution of up to £35 towards recovery costs(only as part of a valid claim).
Tyre cover - The cost of repair or replacement of your tyre(s), which have sustained accidental or malicious damage.
Puncture repairs.
A contribution of up to £35 towards recovery costs(only as part of a valid claim).
Instant Protection – You will be covered against accidental damage once the 30-day waiting period is over, once you have purchased our Complete Wheel Insurance.
No Excess - There is no excess on this policy if you should need to claim.
Purchase Cover Anytime – Unlike other Complete Wheel Insurance Insurers, you can purchase this policy at any time (not just within 30 days since you purchased the vehicle), and we do not need photographic evidence before your policy can start.
Eligibility
We aim to make our Complete Wheel Insurance available to as many people as possible, but there are some circumstances we can’t cover. We ask that you read this page carefully to make sure our policy is right for you.
To be eligible for cover:
The vehicle must be less than 7 years old when you purchase cover.
The vehicle must not be used for hire & reward, competition, off-road use, and is not owned/leased by a person or business involved in carrying out repairs, sales, or servicing of vehicles. For example, a Taxi, a Courier, a mechanic, a car salesman.
The vehicle must be registered and kept principally in the UK.
Main Benefits
Periods of 12, 24 or 36 months.
Cover for standard and "Run-Flat" tyres of any size.
Underwritten by Acasta European Insurance Company Limited.
10 months payment option (0% APR available with a subsidy).
Claim Limit of £125 per claim up to £400 per claim with 2 claims allowed per annum.
No policy excess.
Claim can be made for same tyre more than once.
Transferable to a replacement vehicle that meets the eligibility criteria.
Significant Benefits Over Our Competitors Products
Wider eligibility criteria.
On-line claims process, which is simple.
Claim can be made for same tyre more than once after a claim.
10 month funding option available to allow customers to spread costs - 0% APR (Subsidy payable).
Repair/Replacement can be linked to Manufacturer network.
Transferable to a replacement vehicle t at meets the eligibility criteria.
"Run-Flat" tyres replaced if manufacture advises against repair.
On-line policy registration.